Home How It Works Application Process

Application Process

Follow these simple steps to complete your credit assessment application

1

Create Account

Download the CreditLoop app or visit our website. Create your account by providing your mobile number and email address. This is the first step to getting started.

What You Need:

  • Valid mobile number
  • Active email address
  • Basic personal information
2

Identity Verification

Upload a clear photo of your valid government-issued ID card. Our system will automatically verify your identity to ensure security and compliance.

Accepted Documents:

  • Aadhaar Card
  • PAN Card
  • Driving License
  • Voter ID Card
  • Passport

Make sure the document is clearly visible and valid.

3

Credit Assessment

Our big data risk control model analyzes your identity information, consumption behavior, and historical credit records. This process usually takes just a few minutes.

Assessment Factors:

  • Identity verification
  • Consumption behavior analysis
  • Historical credit records
  • Risk assessment algorithms

Assessment typically completes within minutes.

4

Get Credit Limit

Once approved, you'll receive a notification with your available credit limit. You can start using it immediately. No fees are incurred if you don't withdraw or use the funds.

What Happens Next:

  • Receive credit limit notification
  • Credit limit is immediately available
  • No fees until you withdraw
  • Start using funds when needed

Application Tips

Complete Information

Ensure all information provided is accurate and up-to-date to avoid delays in processing.

Clear Documents

Upload clear, high-quality photos of your ID documents. Blurry or unclear images may cause delays.

Valid ID

Make sure your ID card is valid and not expired. Expired documents will not be accepted.

Stable Connection

Use a stable internet connection when submitting your application to avoid interruptions.

Important Notes

Processing Time

The credit assessment process typically takes just a few minutes. In some cases, it may take up to 24 hours for verification.

Data Security

All your information is encrypted and securely stored. We use industry-standard security measures to protect your data.

Need Help?

If you encounter any issues during the application process, our customer service team is available to assist you.

We use cookies to enhance your browsing experience and analyze site traffic. By clicking "Accept", you consent to our use of cookies. Learn more