Four simple steps to get your credit limit and start using flexible funds
Complete your registration with basic information and identity verification. Our big data risk control model will analyze your identity information, consumption behavior, and historical credit records to assess your credit value.
After assessment, you'll receive your available credit limit. No fees are incurred if you don't withdraw or use the funds. This is equivalent to reserving readily available backup funds for you.
Choose your withdrawal amount (1,000 to 50,000 INR) and period (up to 365 days) flexibly according to your needs. Interest is only charged when you choose to withdraw and use the credit limit.
Repay on your schedule. If you repay early, the bill will be calculated based on the actual number of days the withdrawal was made. This provides you with greater flexibility and security.
Download the CreditLoop app or visit our website. Create your account with your mobile number and email address.
Upload a clear photo of your valid ID card. Our system will verify your identity automatically.
Our big data risk control model analyzes your information. This process usually takes just a few minutes.
Once approved, you'll receive your credit limit notification. You can start using it immediately.
Choose your withdrawal amount between 1,000 INR (minimum) and 50,000 INR (maximum).
Select your repayment period, up to 365 days. You have full flexibility to choose what works for you.
Your withdrawal request is processed quickly. Funds are typically available within 24 hours.
If you repay early, the bill will be calculated based on the actual number of days.
The credit assessment process usually takes just a few minutes. Our big data risk control model analyzes your information quickly and efficiently.
Yes, you can make multiple withdrawals as long as the total amount doesn't exceed your credit limit. Each withdrawal has a 3% processing fee.
If you don't withdraw or use the funds, no fees are incurred. Your credit limit remains available for whenever you need it.